25 Aug 2014

25 Aug 2014

Privacy Policy



1.1 Privacy is of utmost importance and we (The Company) ensure you (the applicant/client) that your (the applicant/clients’) credentials are protected according to the Electronic Communications & Transactions Act. The applicant/client’s online privacy is further protected through THAWTE, with SSL certification.

1.2 All use of the Company website is bound by a digital binding and enforceable agreement which is automatically generated by the website AFTER submitting your (the applicant/client) application for The Company’s Convenient Service Package online/electronically. This digital binding and enforceable agreement confirm the applicants’/clients’ irrevocable agreement to the policies and procedures of The Company. This means that the applicant/client has taken the time to study and thoroughly understand the Terms of Service, Terms of Use, Legal Disclaimer and the Privacy Policy (collectively known as the “policies”) of The Company and the Company website. You (the applicant/client) furthermore acknowledge and irrevocably agree that you (the applicant/client) have submitted an online/electronic application via the Company website namely; https://www.loanscoutsa.co.za, for the purchase of the Convenient Service Package (as per the Terms of Service) at your (the applicant/client’s) OWN FREE WILL, WITHOUT ANY FORCE OR DURESS WHATSOEVER. THE APPLICANT/CLIENT FURTHERMORE ACKNOWLEDGES AND IRREVOCABLY AGREES TO ABIDE AND FULFILL ANY AND/OR ALL OBLIGATIONS IN TERMS OF THE “POLICIES” OF THE COMPANY.

2. Classification

2.1 Applicant/client = You; any person who accesses and uses the Company website.

2.2 Data: Text, numerals, credentials etc.

2.3 Personal Information: Personally Identifiable Information; ID numbers addresses, income / expenditure, banking details.

2.4 The Company: a private company registered in the Republic of South Africa.

2.5 The Agreement: Service Agreement between you (applicant/ the client) and the Company.

2.6 Costs: Monthly costs associated with your Convenient Service Package.

3. Opting OUT

3.1 When an applicant/client makes use of The Company their details are stored in our databases and/or management systems.

3.2 The Company deals with third parties, your (the applicant/client) credentials may be passed on but only to aid your (the applicant/clients’) application. At no point does the owner of the Company website trade with ANY applicant/clients’ information. If any third-party advertisements are sent to the applicant/client via email(s) and/or sms, it is the applicant/clients’ responsibility to “opt out”, if it so wishes.

3.3 All opting out should be emailed to: optout@loanscoutsa.co.za

4. Security of Data

4.1 The Company uses a reputable external company who manages hardware and software which ensures data is protected on and offsite. This also ensures that data is backed up for the applicant/clients’ protection. This system is however not fool proof, and therefore the aforementioned disclaimers regarding damages suffered by you as applicant/client relating to the use of the services offered by The Company.